Workers' Compensation Attorney in Lima, Ohio
Getting hurt in a work-related accident can be difficult and overwhelming. Such an injury or illness can result in missed time at work, decreased productivity, temporary or permanent disability, or sometimes death. Thankfully, Ohio worker's compensation laws exist to protect employees who are injured or suffer illness due to a workplace accident and help them seek financial compensation.
If you were hurt in a workplace accident or if you have suffered an occupational illness, you may be eligible to pursue fair compensation for your injuries by filing a workers' compensation claim. At Siferd & Associates, LPA, we are committed to providing knowledgeable legal counsel and advocating for the rights of workers involved in work-related accidents, injuries, or illnesses.
Our skilled workers' compensation attorney can review every last detail of your unique situation thoroughly and explore your available legal options to recover your workers' compensation benefits. Siferd & Associates, LPA, is proud to serve clients in Lima, Ohio, and surrounding areas throughout Allen County, Auglaize County, Hardin County, Hancock County, Putnam County, and Mercer County.
Overview of Workers' Compensation in Ohio
Workers' compensation can be described as insurance coverage that offers medical benefits, income replacement, and other disability benefits to employees who suffer injuries or illnesses while on-the-job. In addition, workers' compensation provides death benefits to eligible surviving dependents of deceased workers.
Which Employees Are Covered?
Under Ohio law, all companies with employees – regardless of the number of workers – must purchase workers' compensation insurance coverage. However, there are exceptions for individuals in the following categories:
Partners in a partnership
A sole proprietor with no employee
LLC acting as a sole proprietor or a partnership
Ministers of a religious body
Family farm corporate officers
Domestic workers - such as housekeepers, cooks, babysitters, and gardeners - earning less than $160 per calendar quarter.
What Injuries Are Covered?
Ohio workers' compensation insurance covers all physical injuries or diseases sustained in the course of and arising out of employment. Here are some common injuries covered by workers' compensation insurance:
Neck and shoulder pain
Traumatic Brain Injury (TBI)
Spinal cord injuries or paralysis
Fractures and broken bones
Joint injuries – dislocation or inflammation of the joints
Ear and eye injuries
Carpal tunnel syndrome
If you or someone close to you has suffered a workplace injury or illness, you need to reach out to a skilled workers' compensation attorney immediately. Your attorney can explore your options to seek benefits and walk you through the claims process.
Filing a Workers' Compensation Claim
Here are the steps involved in filing a workers' compensation claim in Ohio:
Seek adequate medical treatment from a qualified physician.
Inform your doctor about your injuries or illness. Follow your doctor's instructions.
Report your illness or injury to your employer as soon as possible.
File an official workers' compensation claim with the Bureau of Workers' Compensation (BWC).
Depending on the nature of your illness or injury, you will need either an Occupational Disease form or a First Report of Injury (FROI) form.
The BWC will issue you a claim number. You can use this to monitor the status of your claim.
Retain a skilled lawyer to help file your workers' compensation claim.
An experienced attorney can help fill and submit the necessary forms, gather the necessary evidence and documentation to support your workers' compensation claim, and help pursue your deserved benefits.
The following workers' compensation benefits may be available to injured employees in Ohio:
Temporary total – compensation for temporary disability
Scheduled loss – compensation for amputations and loss of use of hearing and vision.
Permanent total disability
Change of occupation
A knowledgeable attorney can help file your workers' compensation claims, attempt to recover your deserved benefits or help file an appeal if your claims are denied.
Appealing a Decision
However, if your workers' compensation claim in Ohio is denied, you can appeal the initial decision. Your legal counsel can petition an appeal at the District, Staff, or Commission level, respectively. A hearing will be scheduled within 45 days of filing an appeal. If your appeal is denied at the District level, you can always proceed to the next level. An experienced workers' compensation attorney can help file your appeal and represent you diligently at every phase of the appeal process.
Work With a Knowledgeable Personal Injury Attorney
Sustaining a workplace injury or occupational disease can be an unsettling experience and can affect you physically, emotionally, or financially. Fortunately, you may be eligible to pursue financial compensation – including medical benefits and lost wages – by filing workers' compensation claims. A knowledgeable personal injury attorney can explore your various options to seek workers' compensation benefits and help file your claims.
At Siferd & Associates, LPA, our team is committed to offering reliable advocacy and personalized legal counsel to employees who are seeking workers' compensation benefits for their workplace injuries or illnesses. Our knowledge of the statutes and protocols addressing liability in work-related accident cases can help guide you through the complex claims procedures.
Workers' Compensation Attorney Serving Lima, Ohio
If you were injured in a workplace accident, you may recover benefits for your injuries. Contact Siferd & Associates, LPA, today to schedule a simple case assessment. Our trusted legal team has the dedicated advocacy and compassionate legal counsel you need in your workers' compensation claim. We proudly serve clients throughout Lima, Allen County, Auglaize County, Hardin County, Hancock County, Putnam County, and Mercer County, Ohio.